One of the best ways to ensure that your dental care is affordable, is to find a dentist who accepts your dental insurance.
Who is the Best Dentist My Insurance Covers?
What does it mean when you as a dentist, “Do you take my insurance?” Depending on what you’re looking for, the answer can go a few different ways.
Here are a few examples:
• An in-network dentist is required to accept your plan, because they have a signed agreement with your dental insurance carrier. Your insurance company can provide you with a list of these preferred, in-network dentists upon request. When planning treatment with an in-network dentist, you do not have to worry as much about surprise bills coming in the mail.
• An out-of-network dentist can choose to accept your plan — if it’s a PPO — and depending on what their fees are, there may or may not be a percentage of your dental work that the insurance doesn’t cover. You may not know what that balance is until after your claims have been processed. You will need to seek the dentist out yourself, as your insurance carrier prefers you go to someone within the same network. But if your favorite dentist is out of network, you can keep going to their office!
• Some dentists don’t accept dental insurance benefits up front. They require the patient to pay for their service in full, and then process the claims on their behalf. Any reimbursements are sent directly to you, the patient.
Get the Most Out of Your Investment
Rockefeller Cosmetic Dentistry accepts most dental insurance benefits. Some of the plans that our patients have are through carriers like Aetna, Cigna, MetLife, Delta Dental, Humana, and dozens of others. We’ll always work closely with you to help you maximize your benefit allowances while minimizing out of pocket expenses. Call us today to find out how!